America's independent workforce deserves better benefits.
That's the entire reason MKW Insurance Group exists.
Built by people who've been 1099 themselves.
More than 65 million Americans now earn at least part of their income as independent contractors — yet the entire benefits industry is still designed for traditional employees. We saw freelancers, real-estate agents, drivers, consultants, and small-business owners getting pushed into one-size-fits-all marketplace plans or worse: skipping coverage altogether.
MKW Insurance Group was founded to fix that. We're an independent, fully licensed agency focused exclusively on the life, health, and supplemental needs of 1099 workers and their families. We do the carrier comparisons, the paperwork, and the ongoing service so you can stay focused on the work that pays you.
Get Your Free QuoteOur values
The principles that guide every recommendation we make.
Client-first, always
We're independent, which means we're never pressured to push a single carrier or product. We recommend what's right for you — period.
Radical transparency
Plain-English explanations, real premium numbers, no surprise fees. You'll always know what you're buying and why.
Service for life
Renewals, claims questions, life changes — your MKW advisor is your single point of contact for as long as you have a policy.
Independent professionals across every industry
Real Estate Agents
Commission-based income deserves commission-friendly coverage.
Freelancers & Creatives
Designers, writers, developers, photographers, consultants.
Gig & Rideshare Drivers
Uber, Lyft, DoorDash, Instacart, Amazon Flex, and more.
Trade Contractors
Electricians, plumbers, HVAC, landscapers, handymen.
Small Business Owners
Solo entrepreneurs and 1–10 employee shops.
Sales Pros & 1099 Reps
Insurance agents, financial reps, MLM/direct sales.
Truckers & Owner-Ops
OTR drivers and independent operators.
Healthcare Travelers
Travel nurses, locum physicians, allied health pros.
See what coverage looks like for you.
Free quote, no obligation, real numbers in under 24 hours.